Final Expense Insurance Made Simple

Secure a policy in minutes, fully online.

• No medical exam required
• Locked-in monthly rates
• Coverage available for all ages

Fast. Easy. No obligation.

Licensed Agent – Serving SC, TN, VA, CT, NM, MD, OH
We respect your privacy. Your information is secure and confidential.

Thank You for Your Submission!We’ve received your information and one of our specialists will be in touch within 24 hours.

How It Works...

Step 1: Submit Your Info
Fill out a short form with your basic information — no commitments, no medical exams required. This helps us match you with the right coverage options based on your needs.Step 2: Get a Call From a Licensed Agent
You’ll receive a quick call from a licensed agent (that’s us) who will walk you through your personalized coverage options. We answer all your questions — no pressure, just clarity.Step 3: Review Your Custom Quote
We help you compare the best available plans from top-rated carriers. You’ll see coverage amounts, locked-in rates, and approval criteria — everything you need to make an informed decision.Step 4: Get Covered in Minutes
Once you pick the plan that fits you best, we submit your application — many clients are approved on the same day. You’re fully protected and can rest easy knowing your family and home are secure.

FAQs...

What is final expense insurance?

A simple life insurance policy (usually $5,000–$25,000) to cover funeral and final bills.

Do I need a medical exam?

No. Most plans don’t require a medical exam — some ask no health questions at all.

How fast is approval?

Many people are approved in 15 minutes or less.

Will my rate ever go up?

Nope. Your monthly rate is locked in for life once approved.

Can I get coverage with health issues?

Yes. Guaranteed issue plans are available — no one is denied.

Who receives the payout?

Your chosen beneficiary. They receive the full, tax-free benefit.

About Us...

At Human Nature Financial, our mission is simple: to make final expense insurance easy, affordable, and personal.We specialize in helping seniors get the coverage they need to protect their families from unexpected costs—without medical exams, long forms, or pushy sales tactics.With years of experience and licenses across multiple states, we’ve helped countless families plan ahead with confidence. Our goal is to give you peace of mind knowing that everything will be taken care of when it matters most.We focus on one thing and we do it well:
Helping everyday people secure reliable final expense protection.Why families choose us:
Straightforward coverage up to $50,000Fast approvals, often within 24 hoursNo medical exams for most applicantsOne-on-one help from a licensed agentRates that never increaseWe know these decisions are personal. That’s why we treat every client like family—with honesty, respect, and care.Let’s protect what matters most—together.